Terms & Conditions

Welcome to **CashBuddy**. These terms and conditions outline the rules and guidelines for using our website and digital services. By accessing or using our platform, you acknowledge and agree to comply with these terms in full.

1. Our Role as a Facilitator

**CashBuddy is not a bank, lender, or insurer.** We do not directly issue loans, credit, or insurance products. Our core function is to act as a **digital facilitator**, securely connecting you, the user, with our network of verified and trusted financial partners (banks and NBFCs). All final financial products, agreements, and disbursements are governed by the policies and approval processes of the respective partner institutions.

2. User Obligations and Accuracy

You agree to provide **accurate, complete, and truthful information** when using any feature on our platform, including the EMI calculator and contact forms. Providing false or misleading information is a breach of these terms and may lead to the immediate termination of your access and could negatively impact your eligibility for products offered by our partners.

3. Data Handling and Consent

By using this site, you provide consent to our data practices as described in our **Privacy Policy**. You explicitly authorize us to share the information you submit with our trusted financial partners solely for the purpose of fulfilling your product inquiry or application request. We commit to protecting your data and **do not sell your personal information** to any third parties for unrelated marketing.

4. No Guarantee of Approval

While we strive to match you with the best potential offers, we provide **no guarantee** of approval for any financial product. All application outcomes, interest rates, and final terms are entirely dependent on the individual assessment, credit checks, and final discretion of our financial partners.

5. Intellectual Property

All intellectual property, including content, text, branding, logos (including the CashBuddy logo), and graphic designs displayed on this website, are the exclusive property of CashBuddy (a unit of POLAB SOLUTIONS PRIVATE LIMITED). Unauthorized copying, reproduction, or distribution of any element of this site is strictly prohibited.

6. Limitation of Liability

CashBuddy and its affiliates are not liable for any direct, indirect, or incidental damages, losses, or costs that may arise from: (a) your use of our website, (b) any delays or issues with products provided by our financial partners, or (c) any decision you make based on information obtained from our platform.

7. Updates to These Terms

We reserve the right to modify or replace these terms and conditions at any time to reflect changes in our services or legal obligations. We recommend you review this page periodically. Your continued use of the site after any changes signifies your unconditional acceptance of the new terms.

For any questions or clarification regarding these terms, please contact us at support@cashbuddy.in.